01
Business Loan
Working capital to restock, expand or take the next bold step.
- Stock & inventory
- Equipment
- Business growth
Built for Ghanaian ambition
Finance that moves your life forward.
Simple, flexible credit for the goals that matter—from restocking your shop to handling life’s urgent moments.
Clear termsNo confusing surprises
Human supportTalk to a real person
Flexible optionsMade around your needs
✓Responsible lendingFair, transparent assessment
⌁Your data, protectedPrivacy-first process
GHProudly GhanaianLocal understanding
★Regulatory statusLicenced
Credit for every chapterA loan for where
A loan for where
you’re going.
Whether it’s an opportunity, an emergency or the next stage of growth, choose a product designed around your reality.
02
Personal Loan
Flexible support for planned expenses and life’s unexpected turns.
Explore personal loans →03
Group Loan
Shared access to capital for organised groups, cooperatives and associations.
Explore group loans →04
Hire Purchase
Get essential tools or appliances now and pay over an agreed period.
Explore hire purchase →05
Funeral Loan
Compassionate, timely support for families during a difficult season.
Explore funeral loans →06
A different kind of lender
We see more than numbers. We see potential.
Behind every application is a person with a plan. Our approach is clear, respectful and rooted in understanding how Ghanaians live and work.
See how it works ↓Clear from day one
Know the expected costs, payment dates and terms before you commit.
Designed around you
We consider your circumstances and recommend a suitable path.
Real people, real help
Get straightforward guidance from a team that listens.
Built for momentum
A focused application process that respects your time.
Simple from start to finish
Three steps. One clear path.
We keep the process easy to understand, so you always know what comes next.
Tell us about you
Complete a short application online, by WhatsApp or at our office.
→
We assess your needs
Our team reviews your details and speaks with you about suitable options.
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Receive a decision
If approved, review your offer carefully before funds are disbursed.
Before you apply
Could you be eligible?
Requirements differ by product. As a starting point, applicants may be asked for the following.
Read common questions →✓Valid Ghana Card or accepted ID
✓Proof of income or business activity
✓Active Ghanaian phone number
✓Supporting documents for the selected loan
Final requirements and approval criteria are confirmed during assessment. Customer storiesProgress looks
Progress looks
different for everyone.
Testimonials
““The process was straightforward, and the team explained what I needed to know before I made a decision.”
SAMPLE TESTIMONIAL
““The support helped me plan my stock purchase around the rhythm of my business.”
SAMPLE TESTIMONIAL
Need to know
Your questions, answered.
Still unsure about something? Our team is ready to help.
Talk to our team →How do I apply for an MPower loan?+
Use the application form below, contact us on WhatsApp, or visit our office. An advisor will explain the next steps and required documents.
How much can I borrow?+
Available amounts depend on the loan product and your assessment. We will only confirm an amount after reviewing your application.
What documents will I need?+
Common requirements include a valid Ghana Card, proof of income or business activity, and product-specific supporting documents.
How quickly will I receive a decision?+
Timing varies with the product and completeness of your documents. Your advisor will give you a realistic timeline after submission.
Are there any hidden fees?+
All applicable charges should be shown in your written offer. Review the total cost and repayment schedule before accepting.
Ready when you are
Let’s talk about your next move.
Share a few details and an MPower advisor can follow up. No commitment—just a clear conversation.
Prefer WhatsApp?Chat with an advisor →
Visit or speak with us
We’re close when you need us.
VISIT USMPower Office
MPower Office
View location on Google Maps ↗
Mon–Fri: 8:00am–5:00pm
Sat: 9:00am–2:30pm